At KCD we understand that your peace of
mind is crucial if you are to get the most benefit from your
construction project. For this reason, and at the request of
our clients, we worked exclusively with Fidelity Capital
Mortgage to create custom financing agreements and mortgages
for you to ensure that the financial aspects of your project
are undertaken in the most expedient and cost-effective way
possible. Working together with Fidelity you will be able to
create your dream home or remodel your existing home,
without the stress of over-extending yourself financially.
Fidelity Capital Mortgage will guide you through the steps
involved in providing you with a financial agreement to
enable you to fulfill your construction goals.
Peace of Mind
Understanding the Process:
The Preapproval
Mortgage preapproval can be accomplished
quickly and easily. What’s more, it lets you know how much
home you can afford because it involves completing the loan
application and credit review stages which puts you several
steps ahead in the mortgage process when you want to build
your dream home. Talk it over today with one of our
financial consultants at Fidelity Capital Mortgage.
The Processing
To begin with, all information required
to process your loan or mortgage will be collected by your
financial consultant. The necessary documentation will
depend on your selected load program as well as your
individual financial and credit profile.
The Decision
You’ll be relieved to know that today’s
approval process is much easier and faster than ever before
because of automated underwriting which simplifies document
requirements and results in speedier approvals to loans. Of
course, your income, credit and financial history are
extremely important factors in the approval of your loan or
mortgage but our trained underwriters are also on the job to
help find the loan that is just right for you.
The Pre-Closing
Prior to completion, your home mortgage
consultant will advise you on the necessity of providing
certain insurance and real estate-related documents many of
which KCD will be able to provide for you. Additionally the
consultant will explain the closing procedure and alert you
to any required fees which usually depend on where a home is
purchased or built. Finally you will learn the exact amount
of money required for closing and if you need to bring along
any additional documents.
The Closing
Simply put, the Closing is the legal
procedure where ownership of the property is transferred
from the seller (home builder) to you (home buyer). On this
scheduled date, you now take ownership. Typically
proceedings are conducted by a title agency representative,
depending upon area requirements. The Closing is also the
final distribution of funds and paperwork as agreed upon by
buyer and seller.
KCD and Fidelity Capital Mortgage want
your project to be one of the most fulfilling and rewarding
of a lifetime. That's why there will always be a helping
hand to advise and guide you right up to the moment you step
through the doors of your new home.
For further information, or to discuss
your financial situation vis a vis your construction project
please call us at
1 888 747 1697 or email us with your
concerns at finance@kcd1.com (For your protection, we remind
you that this is an unsecured email service that is not
intended for sending confidential or sensitive information.
Please do not include your social security number, account
number, or any other personal or financial information in
the content of the email.)
Fidelity Capital Mortgage can also be
contacted directly at 6380 Wilshire Boulevard, Los Angeles,
CA 90048, Tel: 310.860.0492.